Showing posts with label where to retire. Show all posts
Showing posts with label where to retire. Show all posts

Wednesday, July 5, 2017

Laguna Woods Village Statistics and Amenities

Laguna Woods Village, CA has numerous amenities.
When you are looking for a retirement community, it can sometimes be difficult to get specific information about it.  If you only go to their website, you will typically read an abundance of superlatives about how wonderful the community is, but find very few actual details.  As a result, when Laguna Woods Village in Orange County, California released a list of very specific statistics about the community, as of 2017, the information was exactly what potential residents would want to know if they were interested in living in this retirement community on the edge of Laguna Beach, California.  This information can also serve as a basis for potential retirees to compare the communities they are considering, even if Laguna Woods Village is not on their list.

Statistics About the Community of Laguna Woods Village

* Rated one of the Top Ten Retirement Communities in the U.S. in 2017 by
* Voted Best Senior Living Community in Southern California by the Orange County Register
* Built on 2,100 acres of rolling hills in Orange County, California
* Housing consists of 12,736 condos and co-ops with 94 different floor plans
* Most of the housing was built between the mid-1960s and the mid-1970's
* Many of the condos and co-ops have been extensively updated over the years
* Only a 10 minute drive to the beach from most parts of the community
* Averages 255 days of sunshine per year

Statistics About the Residents of Laguna Woods Village

* Average new resident is 66 years old, although many are in their 50s
* Average current resident is a median age of 76.7
* Approximately 18,500 residents live in the community
* Average of 1.45 residents per household
* Approximately 65% female and 35% male
* Approximately 96% have at least a high school diploma; 42% have a bachelor's degree or higher
* Median household income of $38,674 (in 2017)
* Median home value was $211,500 (in 2017), although home prices can range from below $150,000 to over $1,000,000

Race and Ethnicity in Laguna Woods Village

* White 87.3%
* Asian 10%
* Black 0.7%
* Other 0.6%
* American Indian 0.1%
* Native Hawaiian/Pacific Islander 0.1%
* Hispanic or Latino 4%

(I realize those numbers do not quite add up, but those are the figures they published.  I assume that the 4% of residents listed as Hispanic or Latino would also be included in the white category.)

Safety at Laguna Woods Village

* Lowest crime rate of ANY city in Orange County, California
* Guarded 24 hours a day with 14 security entrance gates
* Private security force which roams throughout community 24 hours a day
* Contract with Orange County Sheriff's Department to provide additional police services, as needed. 

Amenities in Laguna Woods Village

* Over 250 clubs and organizations, most with a full slate of activities
* 814 seat performing arts theatre with a wide variety of choices in entertainment
* Two professional golf courses - a championship 27-hole course and a 9-hole walking course
* Five swimming pools
* Equestrian center with 38 stalls for horses, a riding ring and guided trail rides; residents do not need to own a private horse in order to go on trail rides or take lessons
* Two community gardens with private plots which can be reserved by residents
* Transportation system with 8 fixed bus routes and on-demand rides to local retail, dining and medical facilities
* Community television channel with exclusive programming
* Three fitness centers; two are staffed by trainers
* Ten tennis courts
* Table tennis facility, pickleball courts, and archery facility
* Seven clubhouses including an American Contract Bridge League accredited facility
* College level extended learning classes on-site provided by the Saddleback College Emeritus program
* Three multimedia computer labs
* Professional workshops including facilities for jewelry making, slip casting, woodworking, ceramics, photography, sewing, painting and more.

If this sounds like a community which might appeal to you and your spouse, you may want to pay the community a visit.  There are a number of hotels in the area and most local Realtors would be happy to show prospective buyers around.  You can also sign up for one of the New Resident Orientation Meetings by making reservations at (949) 268-2337.

Even if you are considering a different retirement community, reviewing this list of amenities and activities can help you come up with a list of questions to ask the Realtor about the community you are considering.

If you are interested in an overview of retirement planning, watch for my book Retirement Awareness: 10 Steps to a Comfortable Retirement which will be published by Griffin Publishing in 2018.

If you would like more information about where to retire, financial planning, Social Security, Medicare, common medical problems, changing family relationships and more, use the tabs or pull down menu at the top of the page to find links to hundreds of additional articles.

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Photo of Laguna Woods Village golf course taken by author.

Wednesday, July 6, 2016

Which Senior Housing Option is Best for You?

As Baby Boomers begin to reach retirement age, one thing on their mind is where they should live as they age.  Some Boomers want to make one decision and be done.  They hope to find a single choice that will meet their needs for the rest of their lives.  Other people want to live an active, independent life first and later move to assisted living or a similar facility.

There is no option that is perfect for everyone.  Your financial situation and health will almost certainly affect your decision.  You may also be influenced by where you currently live, as well as where other members of your family live ... aging parents, adult children, grandchildren and, in some cases, your siblings.

To help readers know their range of options, below is an overview of the types of housing that are available.  Most of these choices are available in every region of the United States.  Some of these may be senior housing options that you might not have previously considered.  However, before making a final decision about where to retire, it is important that we know what choices are available. You can find links to more articles about most of these options by clicking on the tab above labeled: "Retire in the U.S."  There are dozens of helpful articles that will give you more detailed information.

Senior Housing Options

Age in Place:  One of the most popular choices is to remain exactly where you are.  The Age in Place movement has become more popular and there are now a wide variety of resources to make it easier for people to continue to live in their own homes as they get older.  Contact senior centers and home heath care facilities in your area to see what types of assistance are available.  Many communities can help with low cost meals at near-by senior centers or Meals on Wheels delivered to your home; free or low-cost transportation; exercise programs; social programs and other activities that can make it easier for you to remain in your home.  Many communities also offer a PACE program.  This is short for Program for All Inclusive Care for the Elderly and offers the equivalent of high quality nursing home care in your own home.

Over-55 Communities:  Del Webb, Lenair, Trilogy and several other builders have created over-55 communities in a wide variety of locations across the United States ... especially across the Sunbelt, although there are also options in northern states.  These communities are more than subdivisions for senior citizens.  They often pride themselves in the resort-style facilities they provide their residents ... golf courses, swimming pools, tennis courts, clubhouses, exercise facilities, theaters and more.  They are sometimes also called Active Adult Communities.  My husband and I currently live in an over-55 community near Laguna Beach, California.  It has been a very relaxing and pleasant option, since so much is done for us ... including lawn care and building maintenance.

Senior Apartments:  Many seniors choose to move into senior apartments, especially if they wish to get away from maintaining a home.  There are luxury apartments for middle class and affluent retirees, as well as subsidized apartments for moderate and low-income retirees.  In subsidized apartments, the rent is usually based on a percentage of your income (on a sliding scale).  Whether luxury or subsidized, most of these senior apartments provide special services for seniors ... social events, transportation, assistance with housekeeping, exercise facilities, swimming pools, etc.  Sometimes the services are provided by outside agencies in the communities ... such as transportation to medical visits.

Accessory Dwelling Units or Granny Pods:  Another option some Baby Boomers are choosing is to move in with their children.  Instead of boomerang kids, many Baby Boomers are becoming boomerang parents.  There are several valid reasons for this choice:  you may be in poor health and need assistance with meals or dressing; your children may want you there to provide care for your grandchildren; it could be the best choice financially for either you or your children.  One way to facilitate this when the parents have their own, separate living space. An accessory dwelling unit is the term used to describe a second living space in the home or on the property that will allow you some privacy while living with your children.  This second living space can be an addition to the home, a remodeled basement or a separate apartment.  Granny Pods, another possibility, are pre-fab senior homes that are set up on the property.

Board and Care Homes:  These are group homes for people who don't need a nursing home, but cannot live independently, either.  Many people like them because of their comfortable, homey atmosphere.  Residents usually have a private room and bathroom, but share meals and common areas. I have known a variety of people who have chosen this option ... for reasons such as severe arthritis or mild mental impairment which make independent living difficult.

Continuing Care Retirement Communities (CCRCs):  One new wave in senior housing is the CCRC.  These are communities which you usually buy into by paying a large upfront fee, as well as a monthly fee.  When you first move into the community, you live independently in your own home or apartment.  The community guarantees that they will then take care of your needs for the rest of your life, whether that means you need some assistance in your own home or you need to move into an assisted living facility, a skilled nursing facility or a memory care home ... facilities which are usually located within the community.  This is an especially popular option for couples who believe that one of them might have to move into a nursing facility, but not the other.  In this way, they can still be close to each other.  CCRCs have also become a popular option for healthy people who know they will not qualify for affordable long-term care insurance.  Once they move into a CCRC, residents do not have to worry about their future care, regardless of what health problems they or their spouse may develop.

Assisted Living, Skilled Nursing and Memory Care Facilities:  Many people who start out living in their own home or senior apartment will eventually need more care than they can easily receive in their personal residence.  Those people may eventually move into one of the other types of senior housing mentioned above, or they may move directly into the type of assisted living, skilled nursing or memory care facility that is appropriate for their needs.  These are usually paid for in one of three ways:  Medicaid, long-term care insurance, or out-of-pocket payments made by the senior citizen or their family members.  Of those, Medicaid (called MediCal in California) is the most common provider of funds for these programs, although there are financial asset and income restrictions on who can qualify for Medicaid.  These facilities can be expensive ... ranging from $6,000 to $12,000 a month, depending on the region of the country and the amount of care the resident needs.  That is why long-term care insurance is a good investment, especially if you believe there is even a possibility that you or your spouse could someday need to move into one of these facilities.

If you are interested in learning more about where to retire, common medical issues, long-term care, financial planning, Social Security, Medicare or more, use the tabs or pull down menu at the top of the page to find links to hundreds of helpful articles.

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Photo credit:  Photo of clubhouse at the Laguna Woods Village over-55 community was taken by author, Deborah Dian; all rights reserved.

Wednesday, October 21, 2015

Money Magazine Best Places to Retire

Forbes, Money, AARP and U.S. News periodically come out with their own lists of the best places to retire in the United States.  The reason there are so many different lists is because they each use different criteria.  However, I believe it is helpful to my readers to be informed about these various lists so they know if the communities they are considering are a good possibility.

This month I am featuring the 2015 Money Magazine list of the Best Places to Retire.  First, however, you will want to know the criteria they used.

Money Magazine Criteria for the Best Places to Retire

What were the types of things that Money Magazine considered when they compiled their list?  First, they considered the four top towns in five different categories.

The categories were: The places where retirees could pursue an active lifestyle in ...

The outdoors
The arts
Waterfront living
Continuing Education

How did they choose the best communities for each of those interests?

Here are the issues they considered:

Communities with at least 10,000 residents
A variety of services and populations
No more than 95% of residents of one race
At least 20% of residents over the age of 50
Median home prices below the national average
Low taxes
Within 30 miles of a major hospital
Accessible to culture, recreation and green space

Finally, they also interviewed both new and longtime residents to determine if there is a sense of community spirit and vibrancy ... issues that can be hard to measure.

Once they had taken all these factors into consideration, they came up with their lists.  Below, I have listed their top picks, along with the median home price.

Where to Enjoy the Great Outdoors after Retirement

St. George, Utah - $195,000
Vail, Arizona - $199,500
Fayetteville, Arkansas - $166,000
Richland, Washington - $205,450

Where to Enjoy the Arts after Retirement

Boise, Idaho - $184,500
Santa Fe, New Mexico - $248,000
Chattanooga, Tennessee - $128,650
Dover, Delaware - $136,000

Best Retirement Areas for Golf Lovers

Prattville, Alabama - $150,415
Clermont, Florida - $190,000
Stillwater, Oklahoma - $136,000
Fishers, Indiana - $228,000

Best College Towns for Retirees

Northfield, Minnesota - $172,500
Asheville, N.C. - $200,000
Lexington, Kentucky - $142,000
Athens, Georgia - $128,000

Best Retirement Towns for Waterfront Living

Bluffton, South Carolina - $230,000
Traverse City, Michigan - $161,250
Cape Coral, Florida - $144,900
Loveland, Colorado - $225,000

Diversity on the Money Magazine List

As you will see, this list includes nineteen different states from most of the regions in the United States.  I was disappointed to note that it did not include any communities in California, Oregon, or in the Northeast above Delaware.  Those regions all include populated areas where many people would like to retire.  With that thought in mind, I would like to mention that this blog also includes articles on other popular retirement areas, including California coastal towns, and the retirement communities around the charming town of Lancaster, Pennsylvania. 

In addition, if you already have an that interests you, I assure you that there are retirement communities in nearly every region of the United States.

If you are looking for more ideas about where to retire, use the tabs or pull down menu at the top of this article to find links to hundreds of additional articles about where to retire in the United States or overseas, health issues, financial considerations, and other retirement concerns.


"Best Places to Retire 2015," Money Magazine, July 2015.

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Wednesday, August 26, 2015

Livable Communities for Retirement

Since the vast majority of retirees make the decision to continue to live in their current home or, at the very least, their current neighborhood when they retire, many people wonder if this is the best choice for them.  Now, AARP has come up with a matrix to help senior citizens compare the livability of different neighborhoods around the United States and enable people to look up their own community, or another one that interests them, and see how different neighborhoods compare with each other and the national averages.  Comparing different neighborhoods has just become a whole lot easier!

What is a Livable Neighborhood?

Of course, livability means different things to different people.  As a result, AARP looked at sixty different factors including: availability of affordable housing (including apartments and condos), access to work and play, transportation, the environment, engagement, health, opportunity, access to jobs, and amenities.

The AARP List of Most Livable Neighborhoods

When they were done with their research, including surveying thousands of people over the age of 50, here was the AARP final list of the ten most livable neighborhoods in the United States.  They have narrowed it down, not just to cities, but specific neighborhoods within the cities:

Mifflin West, Madison, WI
Upper West Side, Manhattan, NY
Downtown Crossing, Boston
South of Market, San Francisco
Washburn, La Crosse, WI
Downtown Sioux Falls, S.D.
Southside, Virginia, Minnesota
Downtown Bismarck, N.D.
Downtown Seattle
Downtown Los Alamos, N.M.

Other Categories of Livable Places to Retire

Of course, relatively few people live in the communities mentioned above.  In addition, those neighborhoods might not be anywhere near where you currently live or where you would like to live.  As a result, AARP also came up with several other categories of livable places.  These were:

Most Livable Cities
Best Cities for Staying Healthy
Easiest Cities to Get Around
Best Cities for Date Night
Best Cities for Making New Friends

Furthermore, they broke those lists down into three sub-categories ... large, medium and small cities.

It interested me that there were several cities on more than one list.

How to Evaluate Your Community

Are you curious about how your community compares to others?  AARP allows anyone free access to their matrix.  Here is how to find out how your community ranks:

1.  Log into
2.  Enter your address or, if your prefer, just your zip code
3.  It will show your livability score in several categories, including housing, access to work and play, transportation, environment, health, engagement, opportunity.

You can click on the various categories to learn more about each one and how your community ranked in a number of areas.

When I did this with my own community of Laguna Woods Village, California, it was above the average in five categories and below average in two.  It ranked particularly high in health, partly because there are few smokers, few obese people and there is plenty of access to exercise and health care.

My community's overall score was about the same as that of Austin, Texas ... another popular retirement city.

AARP Featured Cities

At the bottom of the website mentioned above, you can click on Featured Cities and see the scores of most of the major cities in the United States.  By entering a zip code, as described above, you can find out the details of specific neighborhoods in those cities.

Enjoy this fabulous way to research the communities where you might want to retire.  It is a great way to evaluate every place in the United States you think you may want to live and will help you decide which livable communities are right for you!

If you are looking for more retirement information and ideas, use the tabs or pull down menu at the top of this article to find links to hundreds of additional articles about retirement.

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Wednesday, June 17, 2015

Where NOT to Retire

While not all of us have the option to retire to our "dream" locations, there is no doubt that some areas are better suited to retirees than others.  As a result, rather than focusing on the "best" places to retire, some researchers have been studying the worst places to grow old ... the locations you will want to avoid, if at all possible.

There are various reasons why one state or community might be worse than others ... lack of services for the elderly, high crime rates, low life expectancy, limited or non-existent public transportation, etc.

Based on different criteria, below is information about some of the places where you might want to either avoid growing old or take steps to minimize the problems of aging of in these locations.

Five Worst States to Grow Old

According to an article on Yahoo Homes, below are the states where the elderly have an average life expectancy of less than 80 years of age, where violent crime is among the highest in the nation, and where the educational level of senior citizens is lower than the national average (and education often translates to higher income, better health and longer lives).

1.  Mississippi
2.  Louisiana
3.  West Virginia
4.  Arkansas
5.  Nevada

Of course, even within these states, a person with a high retirement income, who feels they live in a safe community with plenty of access to the services they need, would still be able to have a satisfying retirement.  However, retirees in those states may need to do more advance planning to make sure they have taken all the necessary precautions before they become old and more vulnerable.

Cities with the Highest Crime Rate

Regardless of other factors, most senior citizens are not going to want to live in the middle of cities that have a high crime rate.  Listed below are the twenty cities in America with the highest crime rates.  If you want to see the entire list of the top 100 cities, you can use the link at the bottom of this article:

1. Camden, NJ
2.  Chester, PA
3.  Detroit, MI
4.  Saginaw, MI
5.  Oakland, CA
6.  Bessemer, AL
7.  Flint, MI
8.  Atlantic City, NJ
9.  Wilmington, DE
10.  Memphis, TN
11.  Alexandria, LA
12.  Myrtle Beach, SC
13.  Harvey, IL
14.  St. Louis, MO
15.  Newburgh, NY
16.  Cleveland, OH
17.  Homestead, FL
18.  Baltimore, MD
19.  Little Rock, AR
20.  Rockford, IL

There were some surprises on this list.  For example, I was shocked to see the popular community of Myrtle Beach, South Carolina ranked at number 12 for crime.  In addition, I was surprised that Washington, DC did not make the top 20.  (Washington is actually number 30)

Of course, many of the above communities have safer suburbs within a short drive of the inner cities.  As a result, if you have relatives in those areas and you want to live near them, it becomes a little more important to make sure you check the crime rate in various neighborhoods before you get settled.  You may be able to find a retirement neighborhood or apartment complex that is safe, or move to a nearby suburb with a lower crime rate.  What you do not want to do is ignore the crime rate until you become frail and vulnerable.

When I was a Realtor, we often had people contact the police department and get the incident report for a specific neighborhood, if we had any question about the crime rate.  For example, while a general area in a city might have a high crime rate, a particular high rise condo complex or a nearby gated housing development might have a low incident report.  You will want to know both the general crime rate and the incident report before making a final decision, especially if you are moving into a unfamiliar or questionable area.

Make Sure Public Transportation is Available

Another concern for people who are planning their retirement should be public transportation.  In a study conducted by Dr. Angela Curl at the University of Missouri, many people are negatively impacted when they can no longer drive ... even if they have a spouse who still drives.  Dr. Curl discovered that when one partner stops driving, both spouses become much less likely to work or volunteer.  It also becomes more complicated for either person to socialize.

When one person becomes responsible for doing all the driving for the household, it is more difficult for either of them to maintain their outside interests and connections as they age.

While this problem may not be completely resolved with access to public transportation, it can help reduce the impact on the individual or couple.

As a result, you may not want to retire in an area that is so rural that retirees will be completely dependent on their own ability to drive ... since a time comes when nearly everyone will have to give up their driver's license. On the other hand, if you live in an urban area, you need to consider whether you will feel safe using the local public transportation as you age or whether there are viable alternatives ... such as occasionally using a taxi for medical visits or shopping. 

Proximity to Medical Facilities

We are fortunate in the United States that most communities have access to basic medical care.  However, as you age it becomes more likely that you will need specialists, particularly if you develop cancer, need kidney dialysis, or require open-heart surgery.  One factor you will want to consider is how far you might have to travel to receive specialized care, especially if you already know you have a chronic health condition.  While you may not want to live in an inner city, you might want to reconsider the idea of retiring to a remote mountain cabin or island.  When my husband and I were young, we always thought it would be fun to retire on Catalina Island, off the coast of Southern California.  Now that we are of retirement age, we understand that it might be more complicated than we realized ... our children would have to take a ferry to visit us and medical facilities on the island are limited.

Bottom line:  Once you decide the general area where you are going to retire, you need to give thought to the specific locations that will be the most practical as you age ... taking into consideration issues such as access to medical care, public transportation, the crime rate, etc.  That may or may not mean that the place where you currently live will be a good retirement location for you.  Just remember that if you think you will eventually need to move, it will be a lot easier to make that change in your 60's or early 70's than it will be in your 80's.

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Wednesday, April 29, 2015

The Perfect Distance From Children and Grandchildren

How Far Away Should You Retire From Your Children?

In my last post, I listed a series of questions that retirees should ask themselves before choosing their retirement home.  They all boiled down to determining the perfect distance you should live from your children and grandchildren.

This is an issue that most retirees have to consider when they begin to make their retirement plans.  As I asked in the earlier article, are you willing to live an airplane flight away, a long drive away, or in the same neighborhood as your adult children and grandchildren?  The truth is that there is no single answer that is right for everyone.  There are many different factors to consider and, no matter what you decide, there will be advantages and disadvantages.   In addition, if you have multiple children, you may live near some of them and a long distance away from others.  No matter how near or far away you live, there are challenges you will need to consider.

In my earlier post, I gave readers a list of questions to consider that would help them decide how far away they wanted to live from their children.  This week's post should help you draw the conclusions that are right for you.  In the last sections of this post you will find comments that have been left by real grandparents and teens who have their own opinions of the right distance to be away from their family.

Retiring an Airplane Flight Away From Your Children

Have you always dreamed of living in a milder climate or, possibly, an exotic country?  Those early years after you retire may be the single best opportunity you will have in your lifetime to live somewhere new and fun.  Now is your chance to live wherever you want, without regard for your job or other obligations.  This decision, however, could take you far away from your children.  Are you willing to leave your adult children and young grandchildren behind in order to have your own adventure?

There is no reason to feel guilty about choosing to spend your 60's, 70's or even your later years living someplace where you have always wanted to spend time, whether that is Florida, Arizona or Costa Rica.  Some people have found that making a move like this has even strengthened their family relationships.  Their children are left to make their own decisions, without feeling that their parents are always there to look over their shoulders.  When the parents and children get together once or twice a year, either at the children's or parent's home, the visits are likely to be more fun ... something everyone looks forward to.  In between visits, the grandchildren can use Skype or FaceTime to show their grandparents their Halloween costumes, holiday gifts or soccer trophies.  Facebook makes it easy to stay in touch and see what your family is doing, too.

One downside is that you may find it more difficult to stay in touch with former friends and neighbors, since that connection may not be as strong as the bond you have with your children. However, this will be offset when you reach out to people in your new community and make friends there, as well.

Another risk you take is that it may be harder to reach family members quickly whenever there is an emergency.  If you or your spouse has to go into the hospital, it could be very difficult for your children to make arrangements to get there.  If a grandchild has a medical emergency, it will be equally difficult for you to be there to help out.  In some cases, resentments may develop between the generations because of the distance.

Retiring a Long Drive Away From Your Children

One way to handle the disadvantages of living an airplane flight away from your children is to live a long drive away from them.

In this case, you will have all the advantages of being able to live where you want, visit with them a couple of times a year, and use Skype and Facebook to stay in touch.  At the same time, it will be easier for you and your old friends to meet occasionally or join each other for special events.

In addition, in an emergency you can reach other family members within a day ... which can be very comforting.

One of our daughters lives an eight hour drive away from us.  When she had an emergency and was rushed to the hospital last summer, it was a relief to be able to hop in our car and arrive at the hospital that evening.

Retiring in the Same Community As Your Children

Your final option is to live in the same general area as your adult children.  This can mean living within walking distance or living twenty or thirty miles away from them.  In either case, it can make it easy for you to get together regularly and spend lots of time with your grandchildren.

It can also mean that you become their first choice whenever they need a baby sitter or pet sitter.  Depending on how close you live, they may ask you to watch the kids after school, drive them to school, or take them to baseball practice and other after school activities.  Are you willing to be that involved in the lives of your grandchildren?

On the other hand, you might end up seeing less of them than you expect.  They may not want you to be at their house for every holiday and they may not want to spend all their free time going to your place for Sunday dinner, either.  Are you going to feel resentful and left out if they choose to spend some of their holidays and free time with the in-laws or friends ... leaving you to fend for yourselves?

You also have to ask yourself if you are going to be more tempted to interfere in their lives if you live nearby.  Are you going to pepper them with questions about every decision they make or constantly make suggestions about how they should do things?

Living near your children and grandchildren can create its own unique set of problems.  It can require more patience and discretion on your part, if you wish to get along with your adult children.  You may have to learn to hold your tongue and let your children know that you respect their decisions.  Are you prepared to take a back seat and not intervene, even when you disagree with decisions they are making?  What if you think they are making poor financial decisions, drinking too much, or not raising their children correctly?  Keeping your mouth shut can be a lot easier when your children live a few hundred or a few thousand miles away.

Deciding Where To Retire

As you can see, there is no single choice that is right for everyone.  In fact, you may end up moving closer to one adult child and further away from others.  This is very common in families today, since so many young adults have to relocate for their careers.

You also have to consider the possibility that you might move someplace to be near a particular child, only to have that child move away.  This happened to a friend of mine when the husband of her only daughter was transferred by his company to a state that is 1,500 miles away.  My friend is very resentful that her children and grandchildren are no longer living nearby, yet she does not want to move to the cold weather state where they now live.

What Real People Have Said About The Distance They Live From Family

I sometimes write for a site that has both young and older readers.  As a result, I asked readers on that site the question of how far away retirees should live from their adult children.  I received a wide range of opinions.  Here are some of the more interesting answers that they gave:

From a grandmother who lives near her kids:  "I am a grandma and all my children and grandchildren live less than a 5 minute drive away. My daughter and I walk frequently to each other's houses and I could walk to my son's house. Soon, I will take care of my youngest grandson a couple of days a week and am glad that we are all very close together. It makes it easy to help out and I can have the kids over for a short time. When my son and family lived a 30 min drive away, visits were more committed. Still, we are close, but we respect each other's space. I don't stop by without being invited or at least have communicated if they are up for a visitor and they do the same. We all like each other a lot and like to spend time together."

From another grandmother who likes a little distance: "When it comes to our kids, I think distance actually does make the heart grow fonder."

From a grandmother who resents her daughter's move:  "This question touches a nerve. My daughter wants me involved in the lives of her kids, but moved to a far away state. It costs me thousands to see any of them. Yes, they could Skype or text, but they don't. The problem is, with several options, their generation is overwhelmed. So they use none of it."

From a teenager:  "I am a teenager. As someone who has lived away from both sets of grandparents and has had very limited communication with them, I would definitely say that grandparents and their children and grandchildren should live relatively close. Every time I visit my grandparents, I can only stay for a few weeks at most. The rest of the time, I can only call them over the phone. I really really wish that I lived closer to my grandparents so I could be with them more!"

As you can see, opinions vary widely.  Some of the comments I received also indicated that not all grandparents want to be regular babysitters.  (I received that comment from men, although I am sure some women feel the same way.) Other grandparents seem to welcome the opportunity.  In the end, the best advice is to choose a retirement home in a location that seems best suited for you.  Once you have done that, everything else is likely to fall into place, making everyone happier.

You may also be interested in reading my last post on this topic at:

If you are looking for ideas about wonderful retirement locations, use the tabs or the pull down menu at the top of this page to find links to hundreds of other articles about retirement.

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Photo credit: Photo of Laguna Beach taken by author, Deborah-Diane; all rights reserved.

Wednesday, April 22, 2015

How Far Should You Live From Your Adult Children?

If you are planning to retire soon, one important question you may have to ask yourself is how far you are willing to live from your adult children.  Do you want to live within a short drive, a long drive, or an air flight away?  There are advantages and disadvantages to each.

It is important that you spend some time thinking about the different concerns you have before choosing a new retirement location.  You don't want to make an expensive mistake, if you can avoid it.

When my husband and I were visiting potential colleges with one of our teenage daughters, the admission's officer said to the parents who were gathered, "Please do not move and forget to tell your children your new address!"  That got a laugh from the crowd.  However, it is apparently not unusual for some parents to send their kids off to college and then move into a retirement community or downsize to a smaller home ... neglecting to give their new address to their children for a few months!

Many people wrestle with the decision of where they want to live after they retire.  Below are some thoughts for you to consider.

Retirement Near Your Adult Children

Whether your kids already live in your hometown or they live across the country, is it your goal to retire someplace near them?  Do you envision seeing them on a regular basis and being involved in your grandchildren's daily lives?  Sometimes this is wonderful ... and sometimes things do not work out the way you envision.  Questions you need to ask are:

Do your children want to see you on a regular basis?
Do your children agree that you should spend a lot of time with your grandchildren?
Will your children start using you as a regular babysitter and/or pet sitter?
Is it possible that, after you move close to them, your children may end up getting a new job and moving somewhere far away?
How will you feel if you move near them and they get transferred somewhere else?
Will your feelings be hurt if they spend the holidays with their in-laws instead of you?
Will your adult children become too dependent on you?
Will you be expected to host all the major family dinners and special events?

Retirement a Long Drive From Your Children

Do you think you will be more comfortable if you are within driving distance of your children, but not close enough that they will regularly depend on you for babysitting and hosting all the holiday meals?   Is that your ideal living arrangement?  If so, here are the questions that you should ask yourself:

How far are you willing to drive to attend a grandchild's birthday or special event?
How often are you willing to make the drive?
Where will you stay during your visits ... in a hotel or with your children?
Will you have a guest area for your children when they visit you?
Will your other friends and relatives be willing to visit you there?
What happens if your adult child is transferred to another region of the country?

Retirement That is an Airplane Flight Away From Your Children

What if you must take an airplane in order to visit your children?  Many of the questions that pertain to a long drive will also pertain to taking a flight.  However, there are a few other issues you may need to consider:

How much will it cost to fly to see your children?
Will you have to take different flights to see different children?
How often will you be able to afford to fly to see them?
Are you willing and able to help pay for your children to visit you?
Where will you stay when you visit your children ... in a hotel or with your children?
Will you have a guest area for your children when they visit you?
Will your other friends and relatives be willing to visit you there?

Our Personal Experience with Retirement Distances

My husband and I have adult daughters who live in all the categories mentioned above.  One lives just 7 miles from us and we see her and her children several times a week.  Yes, we often babysit the kids, pick them up from school, pet sit when they go out of town, and help out financially.  We also host all the holiday dinners.  Those are the advantages or disadvantages (depending on how you look at it) of living near your adult children.

Another one of our daughters lives an 8 hour drive away.  We see her every few months.  Sometimes we drive to see her and sometimes she drives down to see us.  We are much less involved with her children, but we see them more often than we do the grandchildren who live an air flight away.

Two of our daughters and their families live on the other side of the country from us.  We go and see them once a year and they come to see us once a year.  Fortunately, we are able to combine the trips when we visit them, since they only live a couple of hours' drive away from each other.  However, we see much less of those grandchildren and that will probably remain true most of their lives. Using Skype and Facebook helps to make the distance between us seem shorter.

Which decision is right for you?  Only you can decide that.  However, it is important to consider all the possibilities before you make a final decision.

However, before making the decision, you may also want to read my next post on this topic.  It contains comments of both grandparents and young people and the way they feel about having grandparents who live either nearby or far away:

For more information about what you should consider when choosing a retirement community, use the tabs at the top of this page.  They contain links to hundreds of additional articles about where to retire.

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Wednesday, February 4, 2015

Popular Places to Retire

Towns With the Highest Percentage of Retirees

 Are you looking for a busy, active retirement in neighborhoods that offer a wide variety of activities and where many other people have already retired?  If so, you may enjoy living in one of the ten communities on this list that was compiled by U.S. News and World Report in late 2014.  These are towns that contain a high percentage of retirees.

Some of these communities are exclusively for people over age 55 ... such as Laguna Woods Village, California and Sun City, Arizona.  Other towns on this list have residents of all ages, but a much higher percentage of retirees than the other typical American communities.

While I am sharing this U.S. News list with my readers, I have to say that I do not agree that all of the towns on this list would appeal to the typical retiree.  Some of them are located in places with harsh climates where younger adults may have simply moved away ... leaving only the older residents behind.  On the other hand, some of these are places that are quite charming and you might love living there!

You'll want to do a lot more research before blindly choosing one of these communities, especially if you are basing your decision simply on the fact that a lot of the residents are over the age of 65!

Ten Popular Communities with the Most Retirees

Laguna Woods Village in Laguna Woods, California - This is the community where I have lived for the past ten years.  There are activities here for everyone ... from people who want to go line dancing or do synchronized swimming to those who want to take classes and learn to write their autobiographies.  One of the seven clubhouses is shown in the photo at the top of this article.  You can learn more about this community in the blog post I wrote about Laguna Woods Village.

Kings Point, Florida - Located on the Atlantic side of Florida, this community is surrounded by golf courses.  Almost 70% of the population is over the age of 65.  Florida is a very affordable place for retirees to live and it has been popular with senior citizens for decades.  There is no state income tax and housing prices in Florida also tend to be quite affordable.

Sun City, Arizona near Phoenix, Arizona - One of the earliest Sun City communities, this age-restricted community is affordable and perfect for those seeking an active lifestyle in the desert sun.  It has lots of amenities, including swimming, golf, clubhouses and a variety of activities.  However, if you have not spent a summer in Arizona, I suggest that you rent there before purchasing a home.

Pinehurst Village, North Carolina - With 43 golf courses in the surrounding area, Pinehurst is a golfer's paradise.  You can even drive your golf cart on the community streets in Pinehurst Village!  North Carolina is also becoming more popular with retirees who have decided that Florida is a little too far South for their taste. 

Bella Vista, Arkansas - Our daughters used to go to a summer camp in the Ozark Mountains.  It is a beautiful, pristine part of the country, ideally suited for retirees who like to hunt, fish and go boating in the gorgeous lakes.  There are also plenty of golf courses around, too.  Homes can be purchased for as little as $125,000, which is one more reason this mid-western community is popular with retirees.

South Yarmouth, Massachusetts - Although U.S. News and World Report listed this community because one-third of the residents are over the age of 65, there are things you should know about this Cape Cod community.  Our family used to spend the month of August in Cape Cod and loved it.  However, many people closed up the homes and left the Cape for the winter.  It can get bitterly cold in the winter and many of the restaurants and tourist facilities on Cape Cod are closed during the coldest months.  Second, the population decreases significantly during the winter months, so you might not have many neighbors if you plan to live there year around.  If these factors do not bother you, and you like to go fishing and sailing, then this could be the right choice for you.

Fredericksburg, Texas - This town is home to Texas Tech University, so there are many cultural events that retirees can enjoy.  It is also a charming, historic town in the Hill County, for those who are looking for a quaint small town where they can enjoy their retirement.  Home prices are quite reasonable and Texas does not have a state income tax, two factors that appeal to many retirees.  I have some friends who retired there about 15 years ago, and they have been very happy.

Ocean Pines, Maryland - This mid-Atlantic coastal community is near the more crowded, touristy Ocean City.  There are a variety of housing choices, including those both inside and outside of age restricted communities.  This is a popular beach-style retirement area for retirees with plenty of golf courses and other amenities for people who seek an active lifestyle.

Pahrump, Nevada - This town on the California border is about an hour's drive away from Las Vegas.  It is a sunny desert community that is not too far from Death Valley, California. Retirees need to consider these facts when they think about the long, hot summers in the California/Nevada desert.  While a high percentage of the residents may be over the age of 65, this may be primarily because younger people leave and move to more prosperous areas with more job opportunities.

Camano, Washington - Camano Island is a gorgeous community that is popular with both fishermen and artists.  It's just north of Seattle and is popular with retirees who want to live in a pristine, rural area.


If you are looking for other places to retire, use the tabs at the tops of this article to find links to hundreds of other articles.  In particular you will be interested in the tab "Retire in the U.S."

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Photo credit:  Photo taken by author, Deborah-Diane; all rights reserved.

Monday, April 21, 2014

Where to Retire Near St. Louis, Missouri

Many people in the mid-west have deeply established roots in the area where they currently live ... including their relatives, churches and community involvement.  While they may enjoy spending time vacationing in the warmer states to the south, they don't want to permanently stray too far from home.

Because of the strong feelings these people have about staying near their current location, I want to include retirement information on this blog about a wide variety of cities throughout the United States.  The first one of these will be the area around St. Louis, Missouri.

Climate in St. Louis

Missouri clearly has four seasons.  In January the average daily high is 42 and the average low temperature is about 21; at the other extreme, in July the average daily high is 90 and the average low temperature is 66. The temperature extremes can be even greater than is indicated by these averages.  For example, in the winter the weather can hover around 0 to 10 degrees; in the summer, you will occasionally see days when the temperature rises to nearly 100 degrees.

Missouri gets enough precipitation to remain lush and green throughout the summer.  There are a multitude of lakes and rivers in the region which makes the state very appealing for people who enjoy water sports in the summer such as fishing and boating.

Cost of Living in Missouri

The cost of living in Missouri is lower than in many locations along the east and west coasts.  The state sales tax is 4.225%, and food is only taxed at a 1.225% rate.  State income tax rates range from 1.5% to 6%.  Property taxes are typically about 1.1%.  High income Social Security recipients may have to pay state income taxes on half their benefits.  Pensions are taxed if they are greater than $6,000 a year.

Retirement Communities and Independent Living Apartments

There are at least 30 independent living communities in and around St. Louis, including some on the Illinois side of the Mississippi River.  Virtually all of them are independent living apartment complexes, which enable residents to have greater security than those who live in the general population of the city. In addition, residents of these complexes do not have to worry about dealing with snow, yardwork and home maintenance.  While you can find a fairly complete list at the website for "A Place for Mom," here is a selection of some appealing ones that are either within St. Louis or its nearby suburbs:

McCormack House at Westminster Place
Tower Grove Manor
Homer G. Phillips
Alexian Court Apartments
Pacific Place Retirement Community
Tesson Heights
Orchard Terrace
The Rockwood
Crestview Senior Living
St. Catherine Retirement Community
The Hallmark of Creve Coeur
Desmet Retirement Community
The Villa at Riverwood
Lakeview Park
Fairwinds - River's Edge
The Gatesworth
Aberdeen Heights

For those retirees who wish to live in an over-55 community that has private homes, the closest one I could find was the upscale and beautiful Heritage of Hawk Ridge, a community of privately owned homes built by Del Webb in the Lake St. Louis area.  The amenities in this community include a 10,000 square foot clubhouse, a 9-hole par 3 executive golf course, swimming pool, fitness classes, bocce ball and more.  Home prices start at around $175,000.

Another option for people who are looking for an affordable retirement community in Missouri is the Village of Boulder Creek, which is located near Cape Girardeau, about two hours south of St. Louis.  They offer the privacy of single-family, maintenance-free, 2 bedroom rental homes in an over-55 age restricted community.

For seniors who wish to age in place in the homes where they currently live in the city, St. Louis also has seven senior activity centers which offer a variety of services including exercise classes, dances and other programs designed to assist senior citizens.


If you are interested in retiring in the St. Louis, Missouri area, you will also want to check out the information available on the websites listed in this resource section.  I've compiled this list to make it easy for you to find the information you need quickly and easily.

Book:  "Where to Retire: America's Best and Most Affordable Places" (See ad in the sidebar of this blog.)

If you are preparing to retire, you will also want to check out the tabs at the top of this page.  They contain links to hundreds of articles about where to retire in the US or overseas, financial planning, medical issues and more.

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Monday, March 17, 2014

Resources for Retiring Overseas

Whether it is for financial reasons or because they want to experience something new and exciting, thousands of Americans choose to retire overseas every year.  Large enclaves of ex-patriot Americans now exist all over the world.

The longer I have written this blog, the more I have come to understand the appeal of many of these places.  While it may be very difficult for a couple to comfortably retire in some regions of the United States on $2,000 to $3,000 a month, there are many places in other parts of the world where you could comfortably retire on that amount of money and still hire a full-time housekeeper, eat out frequently and have money to do some traveling.

Using the "Retire Overseas" tab at the top of this blog, you will find links to articles about a number of popular locations to retire overseas, as well links to a few articles about the advantages and disadvantages of retiring in another country.  I highly recommend that you read these articles if you are considering making such a significant lifestyle change.  I will be adding to this list of articles on a regular basis.

In addition, you will want to check out my online Squidoo review of the book, "How To Retire Overseas: Everything You Need to Know to Live Well (For Less) Abroad."  This book has detailed information about retiring in the countries of Argentina, Belize, Croatia, Dominican Republic, Ecuador, France, Ireland, Italy, Malaysia, Mexico, Nicaragua, Panama, Thailand and Uruguay.  The article also contains links to a couple of other helpful books about retiring overseas.

The author of "How to Retire Overseas" has lived in a number of different countries and understands what it is like to arrange a foreign move and create a new life in an unfamiliar place.  Anyone who would like to move to another country will feel much more comfortable with their decision after reading this book or one of the others mentioned in my review. 

You can check out my review at "Retirement Book Review: How to Retire Overseas."

If you are planning to retire soon, you will also want to check out the other tabs at the top of this blog to learn more about great places to retire in the United States, handling your retirement money, medical concerns, travel, family relationships and more.

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Sunday, March 9, 2014

Do You Think You Are Ready to Retire?

Retirement is your key to easy street. Right? It's not unusual for people to believe that all they need to do when they start thinking about retirement in their 60's is to decide when they want to quit their job and then do it.  It sounds simple enough.  However, if you want to save yourself time, frustration and money, there are a few things you really need to figure out BEFORE you turn in that letter of resignation.

In fact in some cases, such as deciding when to collect your Social Security or where you are going to live, making a decision too hastily can cost you thousands of dollars.  While you can change your mind regarding some issues such as where you want to live, there are other decisions, such as those you make regarding Social Security, that are permanent.  Once you have begun collecting checks, you can't go back and say "I didn't know I could have chosen another option that would have paid me more."  You are stuck with the first decision you made.

Consequently, I recently wrote an article on Squidoo called, "What You Really Need to Know Before You Retire!"

This article gives you information about the decisions you need to make before you quit your job, and it also gives you links to the best books to help you get the detailed information that you will need in order make the smartest decisions for you and your family.

Even if you are already retired, you may still want to read this article because some of the information in it can help people even after they have retired, especially if they are thinking about moving to a new location or they are trying to determine how to invest their savings in order to maximize their income.

As the official "Retired and Loving It" Contributor for the online magazine Squidoo, I frequently write articles for them on topics that I believe will also interest my readers here at  As an added benefit for my blog followers, I post links here on this blog to interesting Squidoo articles that I or my fellow contributors have written regarding topics such as retirement, aging and health issues.

Here's another link to my Squidoo article:

You can also find additional retirement information by checking out the tabs at the top of this blog. They contain links to hundreds of articles about where to retire in the United States and overseas, medical issues for seniors, financial planning, family relationships and more.

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Tuesday, March 4, 2014

Resources for Retiring in the United States

Are you trying to decide where you want to retire in the United States after you retire?  It can be a difficult decision.  Should you live near your current home, near your adult children or in an entirely new location?  Do you like winter sports, or are some empty beach chairs calling your name?

Your first step will be doing your research.  Do you know what the cost of living is in the different locations you are considering?  What is the weather like there?  Will your Social Security be taxed?  What about your other retirement income?  How much are the property taxes?

In the states that you are considering, which towns are the most affordable?  What types of sporting events, museums, golf courses and other entertainment options are available in the area?

If you are in the process of making up your mind about where you would like to live, you will want to be sure to check out the book review I wrote for the online magazine Squidoo about "Where to Retire: America's Best and Most Affordable Places."

This article also has links to a couple of other excellent books that will be useful in helping you find the perfect place to retire.  It's far easier, and cheaper, to do your research from the comfort of your current home than it is to drive all over the place or, worse, to move and realize that your new community is not what you expected.

If you are planning your retirement, you will also want to use the tabs at the top of this page to check out more articles about retiring in the United States or other countries, medical issues, financial concerns, and more.

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Wednesday, April 17, 2013

Age in Place Villages Provide Resources in Your Neighborhood

When I first heard the term "Age in Place Village," I thought I was hearing about a new type of senior housing.  However, I was surprised to learn that this is actually a system for organizing local resources to make it easier for seniors to remain in their current homes and neighborhoods. Aging in place refers to people who decide to continue to live in their current home after they retire and stay there for as long as possible.  When these people are connected to local service providers and senior centers, it often makes it easier for them to remain in their homes.

In the past, aging in place often meant that people became isolated.  As their long-term neighbors moved away or died and new, younger families moved into the neighborhood, many elderly people simply began to hole up in their homes with little or no social interaction with the community around them.

Where to Find Age in Place Villages

According to a U.S. News article dated April 4, 2013, the concept of Age in Place Villages began in 2001 when several senior citizens in the Beacon Hill area of Boston decided that their neighborhood needed to have more support services if seniors were going to be able to successfully and happily live out their lives in their current homes.  They called their network of support systems a "village."  The original Age in Place Village was very simple, primarily consisting of neighbors who were willing to check on each other and help each other out, when needed.

The village concept has become more sophisticated and is now spreading across the nation.  Today, the Beacon Hill Village has a board of directors and an executive director.  Their goal has also expanded beyond the idea of simply making it easier for people to remain in their homes.  Today they also strive to provide more community activities so that aging citizens can find companionship and fun activities in their neighborhood, providing them with some of the same benefits they would find in an over-55 retirement community.

Rutgers School of Social Work has studied the village phenomena and they concluded that there are now about 85 organized Age in Place Villages located around the United States and 120 more are planned for the near future.

According to the Age in Place website, the goal of the village concept is to help people remain active, independent and social in the neighborhoods that feel familiar to them. The movement has now also formed a National Aging in Place Council called NAIPC.

You can find local chapters of NAIPC in these areas, as well as many others:

Atlanta, Georgia
Baltimore, Maryland
Boston, Massachusetts
Central Florida
Central  Virginia
Jackson, Mississippi
Long Island, New York
Minneapolis - St. Paul
Orange County, California
Providence, Rhode Island
Sacramento, California
Seattle, Washington

The Resources Provided by the Villages

One way that these villages succeed is by providing senior citizens with access to local service providers who can help them remain in their homes.  While there are many types of services that can benefit seniors, depending on their needs, some of the choices include adult day care services, money management and credit counseling, in home care, home accessibility consultants, physical therapists and much more.  These organizations can also help seniors learn how to find local transportation assistance and make their homes more senior friendly.

As a resident of Orange County, California, I have known people who have taken advantage of some of the transportation assistance, adult daycare services, in-home care providers and similar programs.  The network of senior centers that are dotted throughout Orange County have helped many senior citizens stay active.  Before I moved to my current over-55 retirement community, I took yoga classes at a senior center in Irvine, California.  While I was there, I observed other senior citizens who were enjoying low cost lunches, taking exercise or art classes, playing bridge and participating in many of the same activities that are available in my retirement community.  These senior centers have made me aware of the fact that many people can remain in their current communities and still stay connected with their peers, get out of their homes, make new friends and participate in a variety of activities.

If you are interested in aging in place, you may want to contact the NAIPC at  The information they provide will make your aging experience go smoother, since they strive to help senior citizens find the resources they need to successfully remain in their homes as they age, even if they need a little help in order to achieve this goal.

If you need assistance with your retirement planning, or you have not made up your mind where you want to live after you retire, you may be interested in using the tabs or pull down menu at the top of this article or checking out the index articles shown below.  Each index articles contains a short introduction followed by links to a number of other posts that have been made to this blog about a wide variety of topics.

Gifts, Travel and Family Relationships

Great Places for Boomers to Retire Overseas

Great Places to Retire in the United States

Health and Medical Topics for Baby Boomers

Money and Financial Planning for Retirement

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Saturday, March 9, 2013

Great Places to Retire in the United States

A significant percentage of Baby Boomers will retire in the United States, either in their current area or somewhere new.  Before making a final decision, they want to know more about the available choices ... and there are thousands!  Below you will find links to dozens of articles that have been written on this blog about a wide selection of retirement options in the United States.

These articles include information about the best cities to retire, cheap places to retire, sunny places to retire, wonderful age-restricted retirement communities, top builders of retirement communities, niche retirement communities, and more.  The articles have featured neighborhoods in virtually every region of the United States and more articles in this category are added frequently.

Index of Articles about Great Places to Retire in the United States

Advantages and Disadvantages of Over 55 Retirement Communities

Affordable California Coastal Retirement Communities

Affordable Retirement Cities with Pleasant Climates  

Age in Place - Retire Where You Live Now

Age in Place Villages Provide Resources in Your Neighborhood

Are You a Retirement Planner, Procrastinator or Crasher?

Baby Boomers Moving Downtown and Uptown

Benefits of Senior Roommates

Best Cold Climate Areas for Retirement 

Best Places to Retire in Pennsylvania

Best Places to Retire in the United States on $100 a Day

Best Places to Retire on $40,000 a Year

Best Retirement Communities in the U.S. per MSN Money

Best Senior Housing Choices for Aging Boomers 

Best States for Retirement, per Moneywise

California Active Adult Retirement Communities 

Camper and RV Travel Job - How to Survive Financially on the Road 

Cheap But Risky Timber Pines Florida Retirement Homes

Cheap Places to Retire

Choosing a Continuing Care Retirement Community

Colonial Heritage near Historic Williamsburg, Virginia

Cresswind at Lake Lanier Active Adult Community 

Delaware Retirement Ideas 

Downsizing Tips for Seniors - How to Handle the Change 

Finding Niche Retirement Communities

Garden Park at Daybreak - Fabulous Senior Living in Utah

Garden Spot Village Community for Seniors in PA

Gavilan for Retirees in Rancho Mission Viejo, California

Get Paid to Retire in These Locations 

Golf Cart Friendly Retirement Communities  

Golf Carts vs Golf Cars for Retirees 

Granny Flats vs. Nursing Homes: Could Seniors be Safer Near Their Families?

Great Places to Retire in the Northern US

Green Valley Arizona Retirement Communities

Heritage Todd Creek in Thornton, Colorado

Holiday Touch Retirement Living Communities

Home Sharing Arrangements with Senior Roommates 

Housing Options When Your Spouse is Ill

How Seniors Can Downsize Successfully 

How to Overcome Resistance to Assisted Living 

How to Qualify to Move into a Retirement Community

Kolter Planned Communities for Retirees

Laguna Woods Village Active Adult Community 

Laguna Woods Village Statistics and Amenities

Leesburg, Florida Affordable Retirement Communities

Lennar, Pulte and Centerline Multigenerational Homes

Lake Ashton Florida Active Adult Community 

Life Plan or Continuing Care Communities - What Levels of Care do They Offer?

Livable Communities for Retirement 

Living in an RV after Retirement 

Margaritaville Retirement Communities

Meritage Homes Adult Communities in Arizona

Minto Homes - Florida Retirement Communities

Money Magazine Best Places to Retire

Multigenerational Families Living Together Again

Niche Retirement Community for Rock and Roll Musicians 

Over 55 Retirement Communities by Del Webb

Over 55 Retirement Communities by Four Seasons 

Popular Retirement Communities in the United States 

Popular Places to Retire 

Recreation in Retirement Communities

Retire in a University or College Town - Affordable and Fun! 

Retirement Communities in Maine

Retirement Housing for Aging Alone - Are You Prepared for the Future? 

Retirement Living in Palm Springs and the Coachella Valley 

Retire to Friendly Lancaster County, Pennsylvania

Retire to Robson Ranch near Dallas, TX 

Senior Living Communities for Baby Boomers 

Senior Living in a Med Cottage or Granny Pod

Should You Move or Age in Place When You Retire?

Soleil Laurel Canyon Active Adult Community in Georgia

Sonata Senior Living in Florida 

Starting Over in New Retirement Destinations

Sun City Texas is a Premier Retirement Destination

Sun City Shadow Hills in Indio, California

Tellico Village Retirement Community