DVT or Deep Vein Thrombosis - Lower Your Risk

One of the dangers people of any age can face is a life-threatening blood clot which starts in a deep vein and travels to the heart or brain.  The older we are, the greater our risk. When these blood clots form in a deep vein in our legs, it is called a DVT or Deep Vein Thrombosis. While you may not be able to totally eliminate the risk, there are steps you can take to reduce the danger of developing a DVT.

As a result, everyone should be able to recognize the symptoms, the activities which increase your risk of developing DVTs, the ways you can lower your risk, and what to do if you suspect you have a problem.

Symptoms of a DVT

If you unexpectedly notice any worrisome symptoms, especially after engaging in one of the activities listed later in this article, contact your doctor.  According to WebMD, the symptoms of DVT are:  swelling, unexpected bruises, or a stabbing "Charley horse" pain in your arm, leg, or chest.  You may also experience throbbing pain, swelling, a painful lump, redness (with the skin turning white or blue in the areas deprived of blood), warmness in a tender area of the leg, tired legs, visible or bulging veins, shortness of breath, chest pain, dizziness, confusion or absolutely no symptoms at all. In many cases of DVTs, the victim does not realize it is happening.  

If you do have one or more of the above symptoms, especially if they occur after any of the activities listed below, you should be concerned and talk to your doctor.  You may also want to read "100 Questions and Answers About Deep Vein Thrombosis and Pulmonary Embolism." (Ad) This book is a must-read for anyone with a history of DVTs or who is at particularly high risk.   

Possible Causes of DVT

Flying in an Airplane - Spending hours strapped into an airplane seat at a high altitude, while not moving, and drinking very little water, puts you at increased risk, even if you are otherwise healthy.

Being an Athlete - Engaging in demanding endurance events, such as running marathons, may cause you to be more prone to DVTs, especially if you become dehydrated or are injured.

Surgery - Being confined to bed after surgery, particularly surgery to your pelvis, hips, legs or abdomen, could raise your risk of DVTs.   Your doctor may prescribe a blood thinner to reduce the risk.  Be careful if you are placed on a blood thinner.  They can increase your risk of bleeding, which is dangerous if you accidentally cut yourself.

People of any age can be affected by a DVT after surgery. When I was a young mother in my 30s, another mother I knew died suddenly of a DVT the day after having minor knee surgery. Everyone should be aware of this surgical risk and watch for signs of a problem during the following few days.

Inflammatory Bowel Disease, Crohn's Disease, and ulcerative colitis - If you have a bowel disease, you could have double or triple the risk of a DVT.  This is for several reasons, including that the patients are more likely to need surgery, be on bed rest, or become dehydrated. 

Low Vitamin D - A surprisingly large percentage of people do not have enough Vitamin D in their system, despite the fact that there are a number of ways to get an adequate amount.  You can meet your needs by taking a supplement, spending 30 minutes twice a week in the sun (without sunscreen), or by eating foods such as salmon, tuna, cheese and egg yolks.   If you believe you may not have enough Vitamin D in your system, get tested and discuss with your doctor how you can improve your levels of this vitamin, if needed.

Estrogen and testosterone supplements, including birth control medications - Taking hormones like estrogen or testosterone may increase your risk of DVTs.  It is important to be particularly aware of this if you also have any of the other risk factors, such as a recent surgery, low Vitamin D, or you fly frequently. 

Cancer - Some causes of DVT are simply unavoidable.  Blood clots are associated with lymphoma, leukemia, and cancers of the liver, brain, colon, lung, kidney, ovary and pancreas.  In addition, some types of chemo can cause blood clots.  Follow your doctor's orders carefully to minimize your risk, and stay as active as your doctor permits.

Being Overweight - If you have a BMI over 25, you are at added risk of a DVT.  If you are overweight and also have a secondary problem, such as using birth control, your risk could go up substantially.  

Pregnancy - Carrying a baby puts pressure on your pelvis and legs, increasing your risk of a DVT.  The risk continues for six weeks after you give birth.  The older the mother, the greater the risk.  If you are carrying twins, your risk also goes up.  Be especially attentive if you have a family history of blood clots or you have been put on bed rest. 

If YOU were a premature baby - You are at greater risk of a DVT if you were born before 37 weeks of gestation.  Doctors do not know exactly why, but your increased risk for a DVT continues throughout your lifetime.

Smoking -  This activity is known to increase your risk for blood clots.  Your risk increases substantially when combined with any of the other risk factors, such as obesity, birth control or pregnancy.

What to Do if You are At Risk of Deep Vein Thrombosis

As you can see from the above list, almost everyone has at least one risk factor for DVTs.  You can have an increased risk if you are too active, and if you are not active enough.  You can be at risk when traveling, or if you sit at home and become overweight. Some things are totally out of your control, such as having cancer or having been a premature baby. Other things are within your control, such as smoking or being sedentary.  With all these factors to consider, what can you do to protect yourself, or at least lower your risk of succumbing to a DVT?

Keep moving your body, especially on flights - Get up and walk around the plane every hour or two.  I prefer to have an aisle seat so I do not disturb other passengers.  I also try to move my legs and fidget a little in my seat, to keep my blood flowing.  In order to make sure you are awake and moving, you may want to skip the alcoholic beverages and the sleeping pills before a flight.  Try pumping your feet up and down frequently during the flight, by lifting and lowering your heels.

Drink plenty of water - Both when you are flying or staying active as part of your daily routine, make sure you do not let yourself become dehydrated.

Do not sit too long - Whether you are working from home or at a desk in an office, move as much as you can.  Do little exercises with your feet and ankles.  Get up every hour and walk around.  Stretch.  Do not sit frozen in one position.  Take frequent breaks when riding in a car, too.  Pull off the road every hour or two, and just walk around for a few minutes. 

Wear compression stockings or socks - If you have a risk factor for DVTs (and almost everyone does at some time in their lives) you might consider wearing compression stockings or socks, (Ad) especially while flying or on a long drive.  They will help improve your blood flow and reduce foot swelling.  There are many different brands and styles, from knee high to thigh high.  They come with different levels of compression.  They come both closed toe and with open toes.  Try different styles until you find a pair which are comfortable and will work for you.  You can find dozens of choices of compression socks, (Ad) and pick out a pair which you think you will like.  In looking through the choices available, you will see that you can find a variety of pairs which are cute and stylish, for both men and women.  I have some which I wear whenever I fly, and believe that my legs feel better when I get off the plane.

Keep moving - The more you move, the lower your risk of a DVT.  You do not have to run a marathon (in fact, that could increase your risk).  Just take frequent walks, lift weights, or sign up for a yoga or aerobics class. Take dance lessons. Any movement will reduce the danger of developing a DVT.

Anything you can do to lower your risk will benefit you, so just try to control the things you can.  Do not smoke and do not let yourself become too sedentary.  Talk to your doctor if you are concerned about your risk of a DVT.  Your physician may have specific advice based on your health and medical history. 

You can find gifts for retirees and others at my Etsy Store, DeborahDianGifts:  http://www.etsy.com/shop/DeborahDianGifts

Enjoyed this post? Never miss out on future posts by following us.  You will receive a weekly email with the most current post.    

If you are interested in learning more about financial planning, Social Security, Medicare, where to retire, common medical problems and more, use the tabs or pull down menu at the top of the page to find links to hundreds of additional articles.

Disclosure: This blog may contain affiliate links. If you decide to make a purchase from an Amazon ad, I'll make a small commission at no extra cost to you.

You are reading from the blog:  http://www.baby-boomer-retirement.com

Photo credit:  pixabay - USA Vein Clinics

Cut Expenses and Save Money for Retirement

The vast majority of retirees worry about money.  Only a small percentage of Baby-Boomers have managed to save enough money to continue to maintain their pre-retirement lifestyle once they stop working.  Some people hope for the best, but do not know how to improve their fragile financial situation. I have even heard from people whose "retirement plan" is to never retire, because they know they cannot survive without a job.  

 However, even if you are not prepared for retirement, or you lost your savings while struggling to survive during the recent pandemic or a recession, the time may still come when you will not be able to work.  What will you do then?  This week's guest post by Dan Hall is about how to make sure you are able to survive during those final years of your life, even if you are approaching those years with very little savings. 

You may also find it helpful to also read a book such as "How to Make Your Money Last."  It could be a good way to help you formulate your own plan for the future.

Money Matters: Tips For Cash-Strapped Seniors

by Dan Hall

Money can get tight quickly when you’re retired. When you are past your career years, financial woes may be much more concerning than when you could easily earn a paycheck. Thankfully, there are ways to get past the unpleasantries of dealing with a limited income. To do so, you must evaluate your situation, understand what resources are available to you, and act on ideas which can reduce your spending. Here are a few tips.

Evaluate

If you are falling short at the end of each month, especially if you are still working, it is time to take a hard look at your budget. This is essentially a spreadsheet or piece of paper that lists out your income and expenses. Knowing how much money you have coming in and going out can help you better define your financial goals.  If you have already retired, your choices may be more limited, but you still have choices you can make.

Look through your bills to determine if you have anything which does not get paid on time each month. If so, this is a good indication that you do not have enough income to support your spending habits. Part of your budgetary evaluation should also be to determine if it is possible for you to save any extra money for an emergency.

Understand

If tracking your money and saving a portion of it is not your strong point, you may benefit from working with a financial consultant. This is a person who offers a service to help you better understand your debt, income, and budget.  You may also want to contact your credit card company to see if they can refer you to a free financial service to help you with budgeting.  They would rather help you get back on track financially than see you default on your credit cards and other bills or, worse for them, have you file bankruptcy. The financial consultant can help you determine where you can cut your expenses.  

Cutting expenses may not be enough, however, to help you balance your budget. You may also need to find additional sources of income. Depending on your income and where you live, you may be eligible for additional government financial support, such as Supplemental Security Income. Your local welfare agency, Social Security office, or senior center can help you apply for and access this financial assistance.  You may also be eligible for other government programs such as lower cost medical coverage through the Affordable Care Act, SNAP (food stamps), housing vouchers, disability income, and other types of assistance. If you are a veteran, talk to the Veteran's Administration to see what assistance they may be able to provide.

Act

Once you have a handle on your incoming and outgoing money, and done what you can to lower your expenses and increase your income, you can then make better financial decisions in the future. If you find that you still need to cut costs, there are several ways to do so without sacrificing the joys of retirement.

If you own a home, start by paying off your mortgage or refinancing it, if possible.  If you have been making payments on your home for a long time, you may no longer have a large mortgage, and paying off the remaining balance could be possible. If you have enough cash in the bank to pay your home off, you will not only save on mortgage interest, but that will be one less major monthly bill to pay.  If you cannot afford to pay off the mortgage, you may be able to refinance it at a lower interest rate and/or for a longer term.  This could make your payments more affordabl.

Another option which involves your home is moving to a smaller home in a less expensive location. If you move from a large family home to a smaller home in a less expensive area, you could save hundreds of dollars per month. 

If you rent, rather than own a home, the same idea applies.  See if you can find a smaller, less expensive place to live.

When you are ready to make a move, you may want to look into getting help from professional movers in your area. Ultimately, hiring movers may be worth the cost, because it is safer, especially for senior citizens, and they will save you time.  Even if you have limited money, you may may be able to hire a local mover. This could prevent you from injuring yourself which, in the long run, could end up costing you more than the cost of the move.

Another option, if you do not wish to relocate, is to bring in a roommate or create an intergenerational living situation.  Do you have a relative or friend who would like to help share in your living expenses?  Such an arrangement could save you a significant amount of money each month, and help you get your expenses in line with your income.  Another possibility is to rent out your garage, basement, or part of your home for storage. Then, you do not have to deal with another person, but you can earn a little extra income.

Aside from your living situation, you can also reduce your monthly spending by cutting back on the number of times you dine out each month. If you do decide to go for a meal, ask for a senior discount or go during the lunch hour for lighter portions and a cheaper tab. Instead of dining out with friends, plan to have dinner at home once each month with the people you are closest to. This pulls double duty by saving you money while allowing for socialization.

Look for other ways to save money.  Do you have the least expensive plans to cover your cell phone, internet, cable TV and similar services?  Anyone receiving government assistance may also qualify for discounts on some of these services. Do you really need a telephone land line, if you also have a cell phone?   Are there streaming services which you rarely use?  

In addition, look closely to see if there are ways you can reduce your monthly expenditures for electricity and other utilities.  Are there less expensive ways to enjoy your favorite hobbies ... public golf courses, and free art classes at local community colleges, for example?  Look for all the ways you can cut your expenses.  Challenge yourself to see how much money you can save each month.

If cutting corners is not enough, and you are not eligible for government assistance, it may be time to supplement your income with a part-time job. A few great part-time jobs for seniors include bookkeeper, school bus driver, nanny, tutor, store clerk, and cashier.

Living on a fixed income does not mean you have to sacrifice your quality of life. While you may have to juggle a few things here and there, move to a less expensive housing situation, and cut costs, you may be able to make the most of the money you have. But do take the time to budget and learn all you can about money and your financial situation. Knowledge is power, and having a grasp on your finances means you can change and adapt when needed.

Enjoyed this post? Never miss out on future posts by following us.  You will receive a weekly email with the most current post. 

If you are interested in learning more about saving money, financial planning, Social Security, Medicare, where to retire, common medical issues as you age, travel and more, use the tabs or pull down menu at the top of the page to find links to hundreds of additional helpful articles.

Disclosure: This blog may contain affiliate links. If you decide to make a purchase from an Amazon ad, I'll make a small commission at no extra cost to you.

You are reading from the blog: http://www.baby-boomer-retirement.com

Photo credits:  Pexels

Timeshare Exit: Getting Out of a Timeshare Contract

 Like most senior citizens, my husband and I have attended a number of timeshare high-pressure sales events over the years. These are often held at beautiful, ocean front or golf course resorts.  After a few days enjoying the resort's amenities, it is tempting to think we would love to spend many future vacations in the same place, and owning a timeshare would be the perfect way to make it affordable.  They sound good, don't they?

We never purchased a timeshare, but we have a number of friends and relatives who currently own between one and four timeshare weeks a year at a variety of vacation resorts.  To be honest, most of our friends seem to have enjoyed the benefits their timeshares offered. Basically, they have a prepaid vacation location, and they often trade the time at their timeshare for an equal number of days in other places.  Some companies even allow them to trade a week at their resort for a cruise, instead.

Unfortunately, owning a timeshare is also an ongoing expense which can become a burden as people age, especially if their income drops.  In addition, if they develop a chronic illness, their ability to travel may become more limited.  The 2020-2021 Covid-19 pandemic also made it difficult, if not impossible, for many senior citizens to use their timeshares, although they were still expected to pay their share of the fees and property taxes each month.  

Once owners decide that having a timeshare is no longer convenient or affordable, many of them have discovered that it can be extremely difficult to get out of their timeshare contract.  Timeshare exit companies advertise that they can get you out of your contract, but some of them charge between $4,500 and $10,000 to handle this for you.  Many of them have a bad reputation and should only be used as a last resort. What should you do?

How to Get Out of a Timeshare Contract

So, how can you get rid of your timeshare?  Below are a list of suggestions from AARP, in the order you should try them.

Talk to the resort. - The first thing you should do is contact the company that owns the resort and ask to speak to the person who handles "deed-backs" or "surrenders."  If they are willing to take it back, you may be able to simply return the property to them so they can resell it. If they are resistant to taking it back, make sure you write a letter, letting them know that you are no longer able to use the timeshare, or pay for you timeshare.  Be clear and firm about your situation.

If they agree to let you return the deed to them, expect to pay a fee of several hundred dollars to take back the property.  In order to surrender the property ownership, you generally cannot be behind in your dues, or still be making payments on the loan.  Beware of sales people who try to talk you into keeping your property, suggest you upgrade to a more expensive form of ownership, or ask you to make any similar new commitments.

You may want to get help figuring out what to say in your letter by reading the inexpensive book  "Write A Letter: Cancel Your Timeshare and Get a Refund! A Step-by-Step Guide to Writing a Cancellation Letter that Works!".  I have to emphasize that you CANNOT get your purchase price refunded on a timeshare, and I cannot guarantee that writing a letter will work at helping you get out of your contract, despite the enthusiastic title. However, following the author's letter writing advice is probably a good place to start, and the least expensive option for you to try.

Stop paying the annual timeshare fees - If you do not have a loan and you stop paying the annual fees, this could "encourage" the resort to let you surrender the property so they can resell it to someone else.  Taking the property back voluntarily is likely to cost the resort less than foreclosing on it.  They may be reluctant to take it back, so you may have to convince them that you really cannot afford to keep it.  Once again, the best way to do that is by writing them a letter and explaining the situation to them.

Stop paying the loan  - Do not choose this option until you have first approached the resort and tried to return the property to them directly. If you stop paying the loan, the lender is going to try to collect on it, your credit report will take a hit, and you are still going to own the property, so the fees will continue to pile up.  You will also still be liable for the loan, but with additional penalties and fees.  You could just end up with more problems. You should only choose this option if you really cannot continue to pay because of your financial situation, such as if you have lost your income, or if you are in the process of bankruptcy.

Before you try the next two suggestions, you may want to read the Kindle book "Getting Out of a Timeshare: A Comprehensive and Precautionary Guide.".  It may offer some other approaches to getting the company to allow you to surrender your deed.  

Unfortunately, although AARP made the following two suggestions in the January 2021 issue of their magazine, everyone I know personally who has tried them has been disappointed because of their lack of success.  I am presenting these ideas here simply so you are aware of them.

Resell the timeshare - If the resort simply will not allow you to surrender the deed to them, and you cannot get out of the contract easily any other way, you may try reselling it. It is important to know that you probably will not get much money for it, unless it is a timeshare with a top-tier company such as Marriott, Hilton or Disney.  However, if you still owe only a small amount of money on it, you may be able to pay off all or most of the loan with the price you get for the resale, and then you can move on with your life, free of this obligation (as long as you fully pay off anything you still owe on it).  In the January, 2021 issue of AARP Magazine, the author suggested two websites where people sometimes have success selling their preowned timeshares ... tug2.com and redweek.com.  However, a friend of mine tried selling her timeshare on these sites and discovered, much to her dismay, that she had trouble even getting someone to buy her vacation time, let alone the timeshare itself.

Use a timeshare exit company only as a last resort - These companies charge high fees, often up-front, and frequently put a lot of pressure on the seller to sign up with them. They may use hard sales tactics, such as telling you that your children will have to keep paying the fees, even after you die.  According to the Better Business Bureau, this is NOT true and they recommend that people AVOID using a timeshare exit company because they get so many complaints about them.  Not only will you be losing control of the sale, and lose your ability to enjoy the benefits of owning the timeshare, but you could be required to pay the exit company between $4500 and $10,000 to handle the transfer for you, and the resort might have been willing to do it for just a few hundred dollars.  Only use a timeshare exit company as a last resort.

Finally, give a lot of thought to the future before you decide to purchase a timeshare.  Do not let a salesman at a fun resort pressure you into buying a timeshare while you are there on vacation. Will the cost of the monthly loan payments and the annual fees really save you money on vacations, or would you be better off just putting the money into a savings account and using that savings for your annual vacation?  You could go anywhere you wanted, and not be limited to the places where a timeshare has an affiliate location.  Consider the cost and complexity of eventually getting out of the timeshare.  Do you really want to deal with that if you become seriously ill or lose your job in the future?  Think it all through, and do not let yourself be pressured.

You can find gifts for retirees and others at my Etsy Store, DeborahDianGifts:  http://www.etsy.com/shop/DeborahDianGifts

Enjoyed this post? Never miss out on future posts by following us.  You will receive a weekly email with the most current post. 

If you are interested in learning more about saving money, financial planning, Social Security, Medicare, where to retire, common medical issues as you age, travel and more, use the tabs or pull down menu at the top of the page to find links to hundreds of additional helpful articles.

Disclosure: This blog may contain affiliate links. If you decide to make a purchase from an Amazon ad, I'll make a small commission at no extra cost to you.

You are reading from the blog: http://www.baby-boomer-retirement.com

Photo credits: Photo of Laguna Beach taken by author

Get Travel Tips for Italy and an Online Community of Friends!

 Americans love to travel, and Italy is one of their favorite travel destinations. There is so much to see and enjoy there ... the food, the wine, the art, the culture and more!  However, before you travel anywhere, it is always wise to do some research to maximize the pleasure you get from the trip. But where do you start?  If you do not know someone who has already traveled extensively in Italy, you may wonder who can you ask to get honest opinions and knowledgeable answers to your questions.  After returning from your trip, where can you find a group of people who share your love of Italy and will enjoy hearing all about your experiences?    

This week, our guest post is from the authors of Modern Italian, a website devoted to people who share a passion for Italy.  Both before your trip and after your return, you will benefit by joining this delightful community of people.  In addition, if you want to dig a little deeper before your trip, you may also want to read the "Italy Travel Guide: Essential Tips for First-Timers in Italy: How to Travel Italy: Rome, Florence, Venice, Milan, Sicily and Much More." (Ad)  This guide is available in paperback, on Kindle and on Audible, (my personal favorite) so you can listen to it, if you prefer!  

The guest post from the authors of Modern Italian is below:

How to Plan Your Dream Trip to Italy: And Keep it From Ending!

by mi.o

We understand. We have been there. We know that feeling. Actually, most of our members do, too. You went to Italy and fell in love with her. She was beautiful. She was like nothing you have ever seen. You can still feel her all around you. You can hear her sounds. You can smell her perfume. You can taste that gelato, that fresh bread, that pasta, that everything.

Now, you are home and wondering where she went.

You don't have to wonder any longer. We will bring her to you.

If you've never met her, we understand that planning a trip can be stressful and overwhelming. Let us make the introduction through our community before you get a chance to meet her in person.

The website mi.o is an outstanding resource to use when planning a trip to Italy. Community members have visited Italy, sometimes many times, and are very willing to provide recommendations to others as to how to best experience Italy: where to go, how to get there, what to do, and where to stay. mi.o is a community focused 100% on Italy and Italian culture and, therefore, the quality of recommendations from members is better than from other sites, which are not exclusive to Italy. The mi.o community also features experts from Italy who provide their first-person and “native” insight, as well.

The chat feature on mi.o allows for direct communication between members and experts, as there is always someone available to respond to a post or a question. For example, we asked members to share their dream trip to Italy, if they had no constraints, whatsoever. Many of our members selected new places from their travel bucket lists, and others chose familiar ones which elicit dear memories. Either way, these places have been experienced, tested, and come highly recommended!

Here are some of the recommendations made by mi.o members broken up by regions to make it easier for you to plan:

Emilia Romagna

● Ferrara

● Bologna

Liguria

● Cinque Terre

● Portovenere

● Santa Margherita

● Portofino

Veneto

● Venice

● Vicenza

● Verona

Lombardia

● Lake Como

● Lake Garda

● Milan

Piemonte

● Lake Orta

Umbria

● Spello



Tuscany

● Firenze

● Cortona

● San Gimignano

● Siena

● Castiglione della Pescaia

Islands in Southern Italy

● Favignana Lampedusa Marettimo Ustica Capri

● Sardegna

Puglia

● Alberobello

● Tremiti

● Polignano a Mare

● Locorotondo

● Monopoli

● Castallano Grotte

● Poligano Mare

● Lecce

● Noci

● Gargano

Sicily

● Cefalù

● Erice

● Ragusa

● Calascibetta

● Licodia Eubea

Our members also share their personal experiences while traveling, so you can make the best out of your trip. Pat, one of our mi.o members, states, “Puglia is beautiful. We visited twice and based ourselves in Alberobello. During our time in Puglia, we visited 17 towns including Alberobello. You must try a signature dish - pureed fava beans with chicory (fave e cicoria) from a great restaurant in Alberobello called Gli Ulivi.”

Many of our members can also offer firsthand experience about living in Italy as a retiree. One of mi.o’s experts, Ilene, writes an award-winning blog about living in Italy, after having lived there for two years, now. She uses the community platform to share her insight, mingle with other members, and even learn Italian to help with her time in the country!

Once your trip to Italy is over, it is completely natural to seek outlets to continue the “love affair” with Italy. Our community members relate entirely to return travelers and are eager to hear about your experience. Visitors to Italy often want to learn how to prepare Italian food, speak Italian, buy Italian products and in general, deepen their understanding and “practice” of Italian culture. mi.o provides Groups and Courses like our Italian Speaking Program for Adults for people to learn to speak Italian before their trip and after.

More about mi.o:

mi.o is a community where you can meet others who share your passion for Italy, the Italian language, and Italian culture while learning through self-expression, thematic groups and expert-led courses and live sessions. Membership is FREE and all are welcome. You are invited to join mi.o and tell your friends, too!

Learn more at:  www.modernitalian.org

You may also want to prepare for your trip to Italy and many other parts of the world by purchasing a hand-held language translator. (Ad) There are a number of different choices available. 

You can find gifts for retirees and others at my Etsy Store, DeborahDianGifts:  http://www.etsy.com/shop/DeborahDianGifts

Enjoyed this post? Never miss out on future posts by following us.  You will receive a weekly email with the most current post.
 

If you are interested in learning more about retirement, Medicare, Social Security, common medical issues as we age, financial planning, where to retire and more, use the tabs or pull down menu at the top of the page to find links to hundreds of additional helpful articles.

Disclosure: This blog may contain affiliate links. If you decide to make a purchase from an Amazon ad, I'll make a small commission to support this blog, at no extra cost to you.

You are reading from the blog:  http://www.baby-boomer-retirement.com

Photo credit:  modernitalian.org