Showing posts with label retirement communities in Pennsylvania. Show all posts
Showing posts with label retirement communities in Pennsylvania. Show all posts

Wednesday, April 24, 2013

Retire to Friendly Lancaster County, Pennsylvania

For those readers who hope to retire in the Northeast and are looking for charming small towns, low taxes, and appealing retirement communities, one area to consider is Lancaster County, Pennsylvania.  This county is in the center of Pennsylvania Dutch country and has a large Amish population.  Last year I wrote an article on one of the retirement communities in the county, named Garden Spot Village, and thought my readers would enjoy knowing more about this growing retirement mecca.

Reasons to Retire in Lancaster County

There are a number of reasons why retirees are being attracted to this lovely area.  The number one comment that I have heard over and over again is the small town friendliness.  For people who are used to living in some of the big cities on the Eastern seaboard, this is very appealing.

Lancaster County is also in a convenient location for people who do not want to move too far away from their grown children and grandchildren.   Depending on exactly where you settle within the county, it is approximately 90 minutes from Philadelphia, two hours from Washington, D.C., and three hours away from New York City.

Low taxes are another attraction for retirees.  The sales tax is 6% and groceries, clothing, prescriptions and over-the-counter medicines are exempt.  The state income tax is a flat rate of 3.07% of your taxable income, and your Social Security benefits and both private and public pensions are exempt from the state income tax.  This means that many retirees will pay little or no state income tax.  Property taxes vary throughout the county, so new residents may want to take that into consideration when they decide where to settle.  In one estimate I saw, the property taxes on a $167,000 house would be $6,805 in the city of Lancaster and only $4,041 in the Ephrata Township.  This is a significant difference, and should be taken into account when choosing where to live.  However, for people who are moving out of the large metropolitan areas in the East, just the fact that they can find homes in the $160,000 price range is a welcome advantage to living in Lancaster County.

Retirement Communities in Lancaster County

Currently there are at several communities for residents over the age of 55 in Lancaster County.  Here is a little information about each of them, as well as their phone numbers in case you want more detailed information or would like to arrange a visit.  Since this article is being written in 2013, interested readers will have to check on pricing, since it will change over the years.  However, the prices listed below will give you a general idea what you expect.

Traditions of America at Mount Joy
(717) 492-4529

New homes ranging in price from about $225,000 to over $300,000.  There is a clubhouse and pool.

Home Towne Square
(717) 283-5790

Developed by nationally known Landmark Homes, prices for single family homes range from about $250,000 to around $310,000.   There is a clubhouse as well as walking and hiking trails.

Heritage Strasburg
(800) 325-3030

Built by Charter Homes & Neighborhoods, this 55-plus community is on 28 acres conveniently located adjacent to the main street in the town of Strasburg, Pennsylvania.  Homes range from approximately $225,000 to over $300,000.

United Zion Retirement Community
(717) 626-2071

Another choice in Lancaster County is United Zion Retirement Community.  According to its website, it is "a friendly, faith-inspired Life Plan Community .... which offers independent living cottages and apartments, personal care, and skilled nursing services, including short-term rehabilitation."

Willow Valley Retirement Communities
(800) 770-5445

This is a continuing care retirement community where you can start out in an independent living apartment and gradually move into a skilled nursing or memory support facility as the need arises.  Residents pay a purchase price which ranges from $73,500 to $428,500 to move into the community plus a monthly fee of over $1,235. 

Garden Spot Village in New Holland
(717) 355-6000

You will want to read more about this popular community by reading last year's article which I have linked here: Garden Spot Village.  They offer a nice selection of retirement apartments, cottages and homes, with continuing care available when needed.  The apartments start at about $81,000, with cottages and townhomes going up in price to over $300,000.

Healthcare in Lancaster County, Pennsylvania

In addition to the retirement communities that offer skilled nursing facilities, there are also excellent hospitals and medical centers in the county.  Among them are Lancaster General Hospital, Lancaster Regional Medical Center (affiliated with Penn State Hershey Cancer Institute), Heart of Lancaster Regional Medical Center in Lititz, and Ephrata Community Hospital.

If you are interested in learning more as you prepare for retirement, you may want to use the tabs or pull down menu at the top of this article, or check out the index articles shown below.  Each one contains links to a wide variety of additional articles on those topics:

Gifts, Travel and Family Relationships

Great Places for Boomers to Retire Overseas

Great Places to Retire in the United States

Health and Medical Topics for Baby Boomers

Money and Financial Planning for Retirement

Sources of information:
Where to Retire Magazine, March/April 2013

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Photo of  North Duke Street in Lancaster, Pennsylvania courtesy of

Thursday, August 30, 2012

Garden Spot Village Community for Seniors in PA

Are you looking for retirement communities located in small towns or rural areas?  One possibility is Garden Spot Village on the outskirts of New Holland, Pennsylvania.  This community for seniors in located in Lancaster County which is frequently referred to as the Garden Spot of the United States.  Although this retirement community is in a rural area, surrounded by spectacular views and an abundance of nature, you will find that it is also within driving distance of several large metropolitan areas including New York, Philadelphia and, a bit further away, Washington, D.C. and Baltimore.

Activities at Garden Spot Village

The heart of Garden Spot Village is the Village Square, a spacious building containing a sunny atrium, an indoor park, an exotic fish aquarium, a bank, mail center, small general store, a chapel, a beauty salon and an internet cafe.  Also located on the ground floor of Village Square is the heated indoor swimming pool and the superb fitness center.  Everything you absolutely need is conveniently located.  The community has planned activities, a choir, an annual marathon and exercise classes.  There is no reason to be lonely or bored in this friendly community.

Housing Choices at Garden Spot Village

New residents have a wide range of housing choices.  You may choose the Village Square Apartments that are attached to the Village Square, with sizes ranging from about 1500 to 1900 square feet.  Other nearby apartment buildings have sizes ranging from 725 to 1700 square feet.  However, for those who prefer something more private or spacious, you can select one of the lovely attached cottages or carriage homes.  The cottages range in size from 1088 to 1318 square feet, and the carriage homes are availabe in sizes up to 2029 square feet.

Medical Support at Garden Spot Village

As we age, we may not be able to manage quite as well on our own.  If this happens to you or your loved one, there is no need to leave your friends and activities at Garden Spot Village.  They have several options to make life easier for residents.  You can request the assistance of a part time aide  to help out in your own residence or you can move into the Mountain View independent living suites.  Those who develop dementia may choose to live in the Laurel Memory Support facility; patients with more serious medical issues or who need post-surgical temporary assistance may choose to stay in the skilled nursing facilities known as The Households.  Garden Spot Village also offers respite care, which gives family caregivers the opportunity to get a much needed break, as well as adult day services.

In addition, nearby Ephrata Community Hospital operates a clinic just inside the gate to Garden Spot Village.  This makes it possible for residents to walk to their doctors' appointments, pick up prescriptions, get lab work done, have an x-ray, and receive other medical services. 

Once you move to Garden Spot Village you can be confident that you have chosen a community where you will want to spend the remainder of your life.

If you are interested in living somewhere besides Pennsylvania, use the tabs or the pull down menu at the top of this post to find links to hundreds of additional articles.

In addition, you may want to read:

The Best Sunny Places to Retire
Cheap Places to Retire
Finding Niche Retirement Communities
Best Places to Retire Outside the US

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Photo of grazing deer in Pennsylvania courtesy of