Thursday, May 15, 2025

Keep Mobile Devices Secure in Retirement and at Any Age


As retirement offers more time for leisure, travel, and connecting with loved ones, mobile devices like smartphones and tablets become increasingly essential tools. From managing finances and healthcare to staying in touch with family and pursuing new hobbies, these devices play a crucial role in daily life. However, this reliance also brings a greater need for awareness and proactive measures to protect personal information from a growing number of digital threats. Understanding how to keep your mobile devices secure is paramount to enjoying a safe and connected retirement. Discover security tips for retirees to protect mobile phones and tablets from scams, hackers, and privacy breaches. 

Most of us have been the victim of some type of virus or fraud through our mobile devices.  We are constantly bombarded with fake emails, texts, and advertisements.  If we want to avoid becoming a victim to criminals who are trying to steal our money and identities, we need to take the time to protect ourselves.

Today, our mobile devices are more important than ever. Not only do they store our personal information like contacts and photos, but they also contain financial information such as credit card numbers and links to our bank accounts. 

Yet technology moves fast. Those of us who are older and no longer working in an office may struggle to keep up, which can make us vulnerable to crooks. This guide to keeping mobile devices secure in retirement will help you bridge those gaps so you can use your smartphone, computer, tablet, and other devices with greater peace of mind.  

Read our quick mobile device safety guide.

Set Strong, Unique Passwords

A secure password is your first line of defense against unauthorized access. Use a complex combination of letters (upper and lowercase), numbers, and symbols when creating your password. Avoid reusing passwords across multiple accounts. If you are especially forgetful about passwords, consider using a reputable password manager, which can generate and remember unique passwords for you.  You may also want to get a small address book where you can write down your passwords.  This will be helpful for your family when you pass away.  However, make sure you keep your password book in a safe place!

Keep Your Device Up to Date

Device manufacturers release updates to patch security vulnerabilities and strengthen privacy features. Enable automatic updates whenever possible so you always have the latest protections.

Be Skeptical of Unfamiliar Messages and Links

Phishing attempts often arrive by text, email, or messenger apps. Stay safe; don’t click on links from unknown senders, and be wary of messages claiming urgent action is needed. When in doubt, contact the company or person directly.  There are criminals out there who are pretending to be banks, credit card companies, the toll tag department, the DMV, and much more.  Always go directly to the website or app for the company, and avoid clicking on a link in an unexpected email.

Use Two-Factor Authentication (2FA)

Two-Factor Authentication (2FA) adds an extra layer of security. Enabling 2FA usually means you will be sent a code to your phone or email, which you need in addition to your password. Even if a hacker gets your password, they won’t be able to access your account without the second factor.  It may seem inconvenient, but it can save you a lot of problems in the future.

Install Security Software

Just like computers, mobile devices benefit from security apps. Choose a well-reviewed mobile security app to guard against malware and provide anti-theft features. Many security apps also alert you of suspicious activity, unsafe Wi-Fi networks, or fraudulent websites.

Protect Your Privacy on Public Wi-Fi

Free Wi-Fi in coffee shops or airports is convenient but risky. Avoid online banking or entering sensitive information when connected to public networks. If you must use public Wi-Fi, consider a virtual private network (VPN) to encrypt your activity and protect your privacy.

Backup Regularly

Backups ensure you don’t lose precious data if your device is lost, stolen, or compromised. Set your device to automatically back up photos, contacts, and important files to a secure cloud service or external drive. Regular backups can help you recover information after a security incident.

Plan for Loss or Theft

Preparation minimizes stress if your device is lost or stolen. Enable “Find My Device” or similar tracking services, and set devices to erase data after several failed password attempts. Keep a list of your device’s make, model, and serial number in a safe place.

Online threats evolve, but knowing how to keep your mobile devices secure in retirement will take you far. You can prevent eavesdropping on mobile devices and better secure your private information with these tips. 

Post and Photo credit: Logical Positions



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